When purchasing a phone on Equated Monthly Installments (EMI) from Chilm Hub, the documentation required can vary depending on the seller’s policies and the Nigeria regulations. However, some common documents and information that are typically required when buying a phone on EMI include:

  1. Identification Proof: You may need to provide a government-issued photo ID proof such as a passport, driver’s license, Debit card, PAN card, or voter ID card.
  2. Address Proof: You may be required to provide a document as proof of your current address, such as a utility bill, bank statement, or rental agreement.
  3. Income Proof: Some sellers may require income proof to ensure that you have the financial capability to make the EMI payments. This could include salary slips, bank statements, or income tax returns.
  4. Credit Score: In some cases, the seller may check your credit score to assess your creditworthiness. A good credit score can increase your chances of getting the EMI facility.
  5. Down Payment: Depending on the seller’s policies, you may need to make a down payment while purchasing the phone on EMI.
  6. Other Documents: Some sellers may also ask for additional documents or information to verify your identity and financial stability.

It’s important to check with the specific seller or financial institution offering the EMI option for their exact requirements before making the purchase.

Easy Monthly Installments (EMI) – Chilm Hub Customer Service

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i.e Allowance/Pocket Money, Investments, Wages, Salary, Selling something you create or own.
The amount of your gadget purchase price that you pay up front when you close loan. (initial deposit)
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